In-person therapy in Jacksonville, NC · Virtual care across NC, SC & Oregon (910) 518-8644Client Portal ↗

Insurance and benefit programs accepted · View coverage and fees

AetnaUHC / UMRTRICARELyra HealthCignaCHAMPVABlue Cross Blue ShieldMedicaid (NC)VA Community CareCoverage varies by clinician and plan. Please verify benefits.

Insurance, fees & payment options

Insurance, Fees and Therapy Payment Options in Jacksonville, NC

Insurance can be confusing. We want you to know which questions to ask, what information needs to be verified, and when you may be responsible for a copay, deductible, coinsurance, noncovered service, or self-pay fee.

Plans and benefit programs

Coverage depends on the clinician, plan, eligibility, location, and service.

The practice currently lists the programs below. Listing a company does not guarantee that every product, employer plan, Medicaid arrangement, referral, or service is covered.

Aetna

Verify network status, behavioral-health benefits, deductible, copay or coinsurance, telehealth coverage, and authorization requirements.

Blue Cross Blue Shield

Plan networks and benefits vary. Confirm the assigned clinician and service before beginning care.

Cigna

Confirm behavioral-health administration, network participation, cost-sharing, visit limits, and telehealth benefits.

UHC / UMR

UnitedHealthcare and UMR plan networks and behavioral-health benefits vary. Verify the member’s exact plan, clinician participation, and authorization requirements.

TRICARE & CHAMPVA

Referral, authorization, eligibility, network, and cost-sharing requirements may apply depending on the program and plan.

Medicaid (NC) & VA Community Care

Program enrollment, assigned plan, referral or authorization, clinician participation, and service requirements must be confirmed.

Lyra Health

Eligibility, session allocation, clinician participation, and covered services depend on the employer-sponsored benefit.

EAP benefits

Employee-assistance benefits may include a limited number of authorized sessions. Confirm the authorization and covered concern.

Self-pay

Current session rates will be confirmed before scheduling. Self-pay may be available when insurance is not used or a service is not covered.

Questions to ask your plan

Insurance verification helps you estimate—not guarantee—what you may owe.

The final determination is made by the plan when a claim is processed. Benefits quoted by an insurer are not a guarantee of payment.

Is the clinician in network?

Ask about the specific therapist—not only the practice name—and verify the location and telehealth format.

What is my cost-sharing?

Ask about your deductible, remaining deductible, copay, coinsurance, out-of-pocket maximum, and when each applies.

Are approvals required?

Ask whether you need a referral, authorization, EAP code, VA authorization, or other approval before the first session.

Are visits limited?

Confirm session limits, date ranges, medical-necessity reviews, covered diagnoses, and whether limits reset annually.

Is telehealth covered?

Ask whether video therapy is covered at the same benefit level and whether location or platform rules apply.

What is not covered?

Ask about missed appointments, late cancellations, forms, reports, court involvement, evaluations, or other non-session services.

Fees and payment

You will be told the applicable rate and known payment expectations before treatment begins.

Exact fees vary by service and are not posted here because current rates and coverage must be matched to the requested service and assigned clinician. Contact the practice for the current self-pay rate and any applicable administrative fees.

Amounts such as copays, coinsurance, deductibles, and noncovered balances are generally the client’s responsibility according to plan requirements and practice policies. Payment arrangements and accepted payment methods will be reviewed during onboarding.

If you are uninsured or do not plan to use insurance, you may request a Good Faith Estimate of expected charges before scheduling.

Will you verify my benefits?

The practice may help obtain benefit information, but clients should also contact their plan. Verification is not a guarantee that a claim will be paid.

Do all clinicians accept the same plans?

Felicia and Nicole accept the plans currently accepted by the practice. Final matching still depends on eligibility, network participation, location, availability, and service.

Can I use self-pay instead?

Ask the practice about current self-pay options and how choosing not to use insurance may affect billing and documentation.

How do current clients book?

Current clients may use TherapyPortal for appointment access and other secure practice functions.

Book through TherapyPortal →

Insurance participation and benefit information may change. Contact the practice and your insurer for current information before receiving services.

Your next step can be small

Let’s talk about what support could look like.

A free 15-minute consultation gives you space to ask questions and find the clinician who best fits your needs.

Schedule Your Free Consultation